Why You Need Home Insurance

Whatever sort of residence you live in – a house, apartment or condominium – you’re at risk from the possibility of damage or loss from weather-related incidents, fire, theft or vandalism. Home insurance provides the peace of mind that comes from knowing that your home and your belongings are safe.

And if you’re purchasing a home and securing a mortgage, you will be required to have homeowners insurance so the bank’s investment is protected.

Of course, home insurance also protects your financial assets in the event that someone is accidentally injured on your premises. You don’t want to find yourself responsible for costly medical bills! Personal liability coverage protects your assets in the event of financial liability or lawsuit.

Do you live in an apartment or a dormitory? If you’re a college student, don’t assume that your parents’ homeowners insurance covers you on campus! Renters insurance ensures that you are specifically protected in a rented space – and at a remarkably affordable price.

Think your personal property doesn’t add up? You’d be surprised. Even starter furnishings, books, clothing, sporting equipment, a computer, television and audio visual equipment comes to a tidy sum when you start tallying it up.

For the best homeowners insurance and renters insurance visit www.robinsonfamilyinsurance.com